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The credit card that rewards you for reducing your balance. 

ANZ Balance Visa

ANZ Balance Visa is a great way to stay motivated about reducing your credit card debt because you earn Reward Points for repayments, whether you're paying your account in full or only making a part repayment. You could earn 1 Reward Point for every $1 you repay to your balance1 including your balance transfers from non-ANZ credit cards to your ANZ Balance Visa2, fees, interest, cash advances and even your monthly minimum repayments1.

Be rewarded with shopping vouchers, Gift Cards or Cashback to your card.

ANZ Balance Visa offers you a choice of Shopping Vouchers and Gift Cards from some of Australia's leading retailers, so it's easy to find a fantastic way to reward yourself for keeping up your repayments.

You can also choose to redeem your Reward Points for Cashback on your ANZ Balance Visa. So you can use your Reward Points to help pay back your balance faster. For more information call the ANZ Balance Visa Rewards centre on 1300 368 324.

Redeeming Reward Points is as easy as earning them.

ANZ Balance Visa offers you a choice of easy redemption methods. You can choose to save up your Reward Points and redeem them anytime you like. Or you can choose the easy Auto-Redemption options where you can pre-select your reward and it will be automatically delivered once you have earned sufficient Reward Points3.

ANZ Balance Visa Program Terms and Conditions

Reward Points accrue in accordance with the ANZ Balance Visa Rewards Program Terms and Conditions (call ANZ on 13 22 73 for a copy).

1 Reward Points are not earned on Cashback transactions to your account
2 Terms and conditions apply to balance transfers (please call 13 22 73 for a copy). Balance transfers to an ANZ Balance Visa account will be subject to a 1% fee on the amount transferred. This fee will not apply to balance transfers requested at the time of credit card application.
3 It can take up to 28 days for your reward to be sent to you once you qualify for the Auto-Redemption.

Card Contacts

  • ANZ Customer Service Centre
    13 22 73
  • ANZ Internet and Phone Banking
    13 22 73
  • BPAY®
    13 22 73
  • CardPay Direct
    13 22 73
  • ANZ CreditCover PLUS
    1300 131 026
  • Secure Sentinel
    1300 131 026