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Healthy Habits
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Healthy Habits - stay in control
Just like anything, there are good and bad habits you can get into with your credit card

PDF icon> Healthy_Habits.pdf (373)

How Credit Cards Work
How credit cards work provides a basic overview of how a credit card account operates.

PDF icon> How_credit_cards_work (338kb)

Smarter Money
‘Smarter Money – Take Control and Stay On Top of Your Finances’ is a booklet which provides consumers with some helpful tools and tips to develop good money habits for now and for the long-term.

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Exception Fees
The November 2007 Australian Bankers Association fact sheet on Exception Fees in Australia.

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Dealing with Debt
ASIC articles and and resources on managing and dealing with debt.

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Understanding Credit
Using credit is about borrowing money. There are lots of different ways to do it. Advertisements for credit cards, store cards, personal loans and mortgages are everywhere.

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Kick-start your financial fitness
Keeping financially fit is just as important to your well-being as physical fitness. But the hardest part about getting into financial shape is getting started. Find out more with the top tips for financial fitness, debt busting exercises and regular financial exercises that will reward you with long term gains.

PDF icon> Kickstart_your_ financial_ fitness (953kb)
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Personality Quiz
Healthy Habits logo
Do you consider yourself 'Financially Astute' or the 'Last of the Big Spenders' when it comes to managing your credit card?

Take the credit card personality test to find out how you rate yourself.
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Poll
Do you know the interest rate for purchases on your credit card without referring to your statement?1

1 Information provided will not be used to assess individual's credit history and is not linked to individuals in anyway. Participants will remain completely anonymous. Information will be collected at an aggregate level and used for research purposes only.

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